Hand Benefits & Trust

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CIF Fund Fact Sheets

Click here to view fund fact sheets.

Participation Agreements

Each Qualified Trust shall provide an executed Participation Agreement prior to investment into any of the Collective Investment Funds offered.  Below are links to each of the Agreements. You may contact Kathy Harvey with HB&T at (713)744-3839 or at [email protected] with any questions.

Annual Audited Financials

HB&T Collective Investment Funds under the Hand Composite Employee Benefit Trust are audited each year as of December 31, and financial statements are produced.  Below are links to each of the Accountants’ Reports and Financial Statements. You may contact Kathy Harvey with HB&T at (713)744-3839 or at [email protected] with any questions.

2023 Auditor’s Report and Financial Statements

2022 Auditor’s Report and Financial Statements

2021 Auditor’s Report and Financial Statements