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Why BPAS

Built on trust. Focused on people.

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For over 50 years, BPAS has redefined what it means to be a benefits partner. We combine deep expertise, transparent service, and a people-first approach to make benefit plans easier, smarter, and more effective for everyone involved.

Honors

Recognized year after year for outstanding recordkeeping and fiduciary support services.

What Makes BPAS Different

One partner for everything that matters.

Retirement and benefit plans don’t have to be complicated. BPAS brings every piece together–recordkeeping, administration, investments, and trust services–under one roof. That means less juggling between providers, fewer handoffs, and a single team fully accountable for your success–making us a top choice for so many financial intermediaries.

Our comprehensive model isn’t just efficient. It’s built to deliver peace of mind, save time, reduce risk, and help clients focus on what really matters: their people.

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What sets us apart

Conflict-free. Transparent. Always on your side.

We don’t just believe in open architecture and full fee transparency — we deliver it through a truly non-proprietary platform for retirement and benefit plans. With BPAS, you never have to question who we’re working for: you.

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What sets us apart

Real experts. Real relationships.

From credentialed actuaries to dedicated plan consultants, our team is known for owning the details and making your life easier. When you call, you reach a real person in the U.S. who knows your plan, not AI reading from a script.

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What sets us apart

Technology that simplifies.

Our seamlessly integrated systems—including payroll, secure portals, and real-time reporting—streamline benefit management for a hassle-free experience.

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What sets us apart

Invested in the communities we serve.

At BPAS, our commitment goes beyond plans and performance. We believe the strength of our business is tied to the strength of the communities around us.

Through corporate giving and volunteerism, we support social, military, and veteran organizations across the country. And we empower our employees to make a difference locally—bringing the same integrity, accountability, and care they deliver to clients into the communities they call home. Because doing the right thing isn’t a program. It’s part of who we are.

If you would like to request a donation or sponsorship, and your organization has non-profit status and operates or serves within the communities BPAS conducts business, please review our criteria before applying online.

Apply Online
For our Puerto Rico Community

Nuestro compromiso con Puerto Rico y las comunidades hispanohablantes.

Nos da orgullo acompañar a nuestros clientes en Puerto Rico—y a los empleadores que trabajan con comunidades hispanohablantes en todo el país—con recursos pensados para simplificar procesos y fortalecer la comunicación con sus equipos. Ofrecemos portales web bilingües, materiales educativos en línea, atención telefónica en español y estados de beneficios en español cuando se solicitan. De esta manera, los empleadores pueden comunicar sus programas con claridad, sin agregar más carga administrativa. Con nuestra experiencia local y relaciones de confianza, brindamos a los patrocinadores de planes la tranquilidad de que sus beneficios se comprenden y se gestionan adecuadamente.

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Stability You Can Count On

As a financially stable subsidiary of Community Financial Systems, Inc. (NYSE: CBU), BPAS isn’t chasing buyouts or mergers. We’ve been growing steadily since 1973 and we’re here for the long haul.

The Impact We Deliver

We’ve built our reputation on helping organizations simplify the complicated and employees save for their future–one plan, one relationship, one success story at a time. 

10,375
Plans
$132B
In Trust Assets
980,000
Participants
96%
Client Satisfaction

Our Process

A simple, seamless partnership.

1. Start the conversation. Tell us about your goals and challenges.
2. We build your solution. Our experts design a customized approach that fits your needs and scales with your growth.
3. You move forward with confidence. With BPAS as your partner, you get ongoing support, expert guidance, and results you can trust.
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Senior woman with short gray hair and glasses, smiling while holding a tablet and gesturing in front of a laptop.
A person with short dark hair is using a laptop, focusing on the screen. Another laptop is visible on the table.
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A smiling couple holds a newborn wrapped in a star-patterned blanket, standing by a window with a world map in the background.
1. Start the conversation. Tell us about your goals and challenges.
Waves of blue water with soft, flowing patterns and hints of light reflecting off the surface.
Senior woman with short gray hair and glasses, smiling while holding a tablet and gesturing in front of a laptop.
A person with short dark hair is using a laptop, focusing on the screen. Another laptop is visible on the table.
2. We build your solution. Our experts design a customized approach that fits your needs and scales with your growth.
Long exposure photo showing a starry night sky with streaks of light creating circular patterns against a dark orange background.
Close-up of a human eye with a brown iris, reflecting light and showing detailed eyelashes.
3. You move forward with confidence. With BPAS as your partner, you get ongoing support, expert guidance, and results you can trust.

Plans that work harder, so you can work smarter.

BPAS makes benefits simpler for employers, advisors, and participants.

Let’s build something lasting together.

Talk to an Expert
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