Retirement Plans
Tailored Plans
Confident, consultative retirement plan administration built around your business. BPAS simplifies complex plans, reduces risk, and delivers reliable oversight—so you can move forward with clarity and control.
What We Do
What tailored plan services does BPAS provide?
BPAS delivers end-to-end retirement plan administration and consulting for employers who need accuracy, consistency, and reduced administrative burden.
Our services include:
- Actuarial valuations and funding support
- Compliance testing and government filings
- Custom retirement plan design and consulting
- Ongoing benefit administration
- Plan documentation and audit support
- Specialty consulting, including plan terminations
Administration is supported by PensionEase, our benefit outsourcing platform, which streamlines workflows, improves visibility, and reduces manual effort across the plan lifecycle.
Plan Types We Support
What plan types does BPAS support?
BPAS supports a broad range of retirement plan designs and administers each with precision and accountability.
Plan types include:
- Defined Benefit Plans – Cash Balance and Solo DB
- Combination Designs – DB paired with 401(k) profit sharing or prevailing wage
- Non-Qualified & Executive Plans – SERPs, 409A, and 457(b)/(f) plans
Each plan is tailored to your organization and administered to meet ongoing compliance requirements.
Defined Contribution Plans
How does BPAS support defined contribution plans?
In addition to tailored and defined benefit plans, BPAS provides unbundled Defined Contribution Third-Party Administrator (TPA) services that integrate seamlessly with national recordkeepers.
Our DC services include compliance testing, contribution calculations, participant notices, reconciliation, and year-end reporting—delivered by a dedicated Plan Consultant for consistent oversight.
Learn more about our Defined Contribution services.
Creative Plan Design
How does BPAS approach Creative Plan Design?
BPAS delivers flexible, consultative plan design supported by experienced Plan Consultants that understand your goals and your plan. We handle setup, compliance, and ongoing administration while coordinating with recordkeepers, advisors, and payroll providers—so your plan runs smoothly and stays compliant.
Our Creative Plan Design services include:
- Custom plan setup, restatements, and documentation
- Employer contribution calculations, including complex designs
- Compliance testing, reporting, and audit support
- Loan and distribution administration, when applicable
- Secure online access for plan sponsors
Why Choose Us
Why choose BPAS for tailored plans?
Employers trust BPAS for experienced, dependable retirement plan administration. We simplify oversight, support compliance, and provide consistent, responsive service—so managing your retirement plans feels easier and more predictable.
Ready to get started?
Let BPAS handle the complexity while you stay focused on your business. Contact us today at [email protected] or 1-866-401-5272.
Frequently Asked Questions
Tailored retirement plans are custom-designed solutions built around your organization’s goals, workforce, and tax strategy. BPAS creates personalized plan structures for employers with complex needs, including closely held businesses, professional service firms, and nonprofits.
Employers who want more than a one-size-fits-all retirement plan benefit most from a tailored approach. This includes sole proprietors, controlled or affiliated service groups, nonprofits, and organizations seeking expert guidance on plan design, compliance, and long-term strategy.
BPAS provides full-service third-party administration, including compliance testing, contribution calculations, participant notices, loan and distribution support, and signature-ready Form 5500 filings. Our systems and experienced consultants help reduce errors, automate workflows, and save time.
Clients work with dedicated Plan Consultants and experienced actuaries who understand their plan inside and out. BPAS provides projections, funding illustrations, plan redesign support, and assistance with IRS or DOL audits when needed.
Yes. BPAS supports an unbundled model and coordinates seamlessly with national recordkeepers, advisors, and payroll providers—allowing you to keep preferred partners while strengthening plan design, compliance, and administration.
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