Consulting

BPAS works to develop comprehensive benefit plans, finance them in the most cost-effective and practical ways, and stay ahead of the many compliance issues facing employers today. We understand the complexity of coordinating with insurance carriers and service vendors in the delivery of your employee benefit programs, while factoring in compliance with current legislation, and employee satisfaction.

Our consulting services include: 

Plan & Funding

• Plan design, funding strategy, and actuarial forecasting
• Alternative funding models, carve-outs, and direct contracting
• Retiree health plan design, accounting, and valuation

Operations & Compliance

• Vendor selection, renewal, and contract negotiations
• Collective bargaining and labor-strategy consulting
• HR alignment, compliance monitoring, and legislative updates
• Implementation and communication support

Wellness, Analytics & Cost Management

• Wellness and chronic-condition programs with measurable outcomes
• Cost and utilization analytics powered by DIVE Analytics
• Collective purchasing alliances to leverage scale and drive lower costs

BPAS’ expertise combines employee benefits consulting, brokerage advisory services, actuarial analysis, and analytics to help you:

• Understand how your plan is performing
• Refine your benefits strategy
• Select and manage the right partners
• Manage financial and population health risks
• Maximize the value of your programs
• Negotiate benefits contracts with confidence
• Execute a sound and innovative benefit strategy

Having seen nearly every benefits challenge there is, we anticipate issues before they surface and design strategies that keep your plans performing–with less complexity for you.

Expert insight. Practical solutions. Lasting results.

BPAS brings together experienced consultants and credentialed actuaries who understand the real-world challenges employers face. When we partner with you, we act as an extension of your HR and Finance team—building trust, taking work off your plate, and helping you stay focused on your core priorities. We provide practical, forward-looking guidance that keeps your benefits program on track—financially and operationally.

You won’t get a call center or layers of hand-offs. You’ll have a dedicated consultant who knows your plan, your people, and your priorities, and helps you move confidently from discussion to decision.

BPAS works with employers of every size and industry–public, private, insured, self-funded, or hybrid. Our consulting model adapts to your needs and grows with your organization.

Employers gain greater control over healthcare costs, simplified administration, and confidence in compliance.

Employees get clear communication, well-designed programs, and a smoother experience from enrollment through ongoing care.

BPAS delivers more than consulting; we deliver a partnership. With one team uniting actuarial precision, benefits expertise, and HR insight, you get strategies that create lasting impact for your business and your employees.