![Files](https://www.bpas.com/wp-content/uploads/2015/04/BPAS-4-20-15-Records-e1429300745750-1.jpg)
Your Recordkeeping Responsibility for Hardship Withdrawals and Participant Loans
See which records you are responsible for maintaining in the event of hardship withdrawals and participant loans taken from your retirement plan.
Apr 20, 2015
Every year at this time, I take my shoe-box full of receipts, statements and W-2 forms to my accountant’s office so he can prepare my tax returns. And, every year after...
Read more![2015 BPAS Partner Conference Slide Presentations](https://www.bpas.com/wp-content/uploads/2015/03/Charlotte_skyline_dec2011_med-res-1-1.jpg)
Top 5 Things Partners Should Expect from the 2nd Annual BPAS Partner Conference
Here are 5 things you should expect by going to the BPAS Partner Conference in Charlotte, North Carolina.
Mar 16, 2015
At BPAS, we are busy preparing for our 2nd Annual Partner Conference, being held this year in the International Gateway to the South, Charlotte, North Carolina. Here are the top 5...
Read more![BPAS](https://www.bpas.com/wp-content/uploads/2015/02/shutterstock_173912759-1.jpg)
ACA’s Excise Tax – What Should Employers Do in 2015?
What Should Employers Do in 2015 for ACA’s Excise Tax?
Mar 02, 2015
Under the Affordable Care Act (ACA), the excise tax is 40% of the excess amount the plan’s health care cost exceeds limits as defined in the legislation. Although the tax...
Read more![ERISA Recapture Accounts](https://www.bpas.com/wp-content/uploads/2015/02/shutterstock_109173218-1.jpg)
ERISA Recapture Accounts: The Eight-Track Player of 2015 (Part 2)
Read this blog post to learn how ERISA Recapture Accounts might not be as safe as you think. Part 2.
Feb 19, 2015
Did you miss part 1 of this series? Read part 1 here before reading this post. So What’s The Alternative To ERAs? The new trend in the industry, which several firms...
Read more![ERISA Recapture Accounts](https://www.bpas.com/wp-content/uploads/2015/02/shutterstock_109173218-1.jpg)
ERISA Recapture Accounts: The Eight-Track Player of 2015 (Part 1)
Read this blog post to learn how ERISA Recapture Accounts might not be as safe as you think.
Feb 16, 2015
I remember when eight-track players were cool. When your Dad drove home from the car dealership showing off his brand new 1979 El Camino; when TV sets encased in oak became...
Read moreIs Double Dipping Cheating You Out of Your Tax Dollars?
Learn what the term "Double Dipping" means and if the media uproar is all for nothing.
Feb 02, 2015
As the new year begins and elected (and re-elected) officials begin their new terms, an ongoing controversy makes its annual recurrence in the news: the Double Dip. Double dipping is a...
Read moreRecord Low Interest Rates…What’s Really Going On? – Part 2
Part 2 of this series, learn why we are experiencing record low interest rates.
Jan 26, 2015
Have you read part 1 yet? If not, simply click here to read the 1st part of this blog series. In last week’s blog, I stated that government-provided retirement programs will ultimately...
Read moreRecord Low Interest Rates…What’s Really Going On? – Part 1
Learn why we are experiencing record low interest rates.
Jan 19, 2015
At the beginning of 2014, the yield on 10-year Treasuries was 3.00% and the yield on 30-year Treasuries was 3.92%. The Federal Reserve was supporting the bond market through the purchase...
Read more![Retirement Account](https://www.bpas.com/wp-content/uploads/2016/04/stephen-hand-1.png)
The Pros and Cons of Borrowing from Your Retirement Account
Learn the pros and cons of borrowing from your retirement savings.
Dec 29, 2014
The financial gurus in the popular media often attempt to offer advice using broad generalities in an attempt to make their points of view applicable to a wider audience. I tend...
Read more![BPAS](https://www.bpas.com/wp-content/uploads/2016/04/linda-pritchard-1.png)
Getting the Most out of Your 401(k): Leave It Alone Until You Retire
It’s never too early (or late) to save more for your retirement. Here is tip #7 of our seven-part-series to help participants get the most of their 401(k) plans.
Dec 22, 2014
Here is tip #7 of our seven-part-series to help participants get the most of their 401(k) plans. You may be tempted at certain points in your life to dip into your...
Read more