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ACA Changes to Note for 2016
Here are some things you should know about the upcoming Affordable Care Act changes in 2016.
Dec 29, 2015
Delay on Excise Tax “Cadillac Tax” On December 18, 2015, President Obama signed the Omnibus spending bill, which provides a provision to delay the Affordable Care Act (ACA) Excise Tax, “Cadillac...
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BPAS Parent Company, Community Bank System, Inc. Completes Merger with Oneida Financial Corp.
Community Bank System, Inc. parent company of BPAS is expanding its financial footprint in central New York State.
Dec 28, 2015
SYRACUSE, N.Y. — December 7, 2015: Community Bank System, Inc. (“Community Bank System”) (NYSE: CBU), the parent company of Community Bank, N.A., announced today that it completed its merger with Oneida...
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Building a Nest Egg – It Pays to Start Today
Learn why smart investors can use an employee contribution plan, to start building a nest egg for the future.
Dec 21, 2015
As a recent college graduate, I understand why saving for retirement is not necessarily at the forefront of my peers’ minds. Sure, retirement is inevitable, but our individual focus is on...
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Harbridge Consulting Group to Rebrand Under BPAS
Harbridge Consulting Group, LLC announced that it will consolidate its brand under two fundamental BPAS business lines.
Dec 16, 2015
Syracuse, NY – December 10, 2015. Harbridge Consulting Group, LLC (Harbridge), a BPAS Company, announced that it will consolidate its brand under two fundamental business lines: “BPAS Actuarial & Pension Services”...
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New Book on Financial Wellness Provides Practical Solutions from Industry Thought Leaders
Learn more about Mark Singer's newest book, “The New Financial Wellness, Changing the Conversation” and the latest insights from industry thought leaders.
Dec 07, 2015
Mark Singer, CFP®, AIF®, recently released his newest book, “The New Financial Wellness, Changing the Conversation.” Mark’s unique perspective on how to effectively address adverse financial issues and mediocre retirement participation...
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Variable Annuity Pension Plan (VAPP): Predictable Employer Costs & Lifetime Participant Income
A Variable Annuity Pension Plan (VAPP) can provide predictable employer costs & lifetime participant income. A VAPP can also eliminate interest rate risk.
Nov 30, 2015
What is a VAPP? A Variable Annuity Pension Plan is a defined benefit (DB) pension plan that provides a lifetime income to participants, may increase payments to offset inflation, and provides...
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IRS Posts Annual Cost-Of-Living Adjustments for 2016
Learn the latest changes for 2016’s Cost of Living Adjustments (COLA) that will affect retirement and health and wellness plans.
Nov 23, 2015
The Internal Revenue Service (IRS) has announced the Cost of Living Adjustments (COLA) affecting dollar limitations for both Retirement Plans and Health and Welfare Plans for 2016. Here’s What You Should...
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Are You Owed Any Unclaimed Funds?
Don’t leave your unclaimed money behind. Here is how you can find and claim your money for free today.
Nov 16, 2015
Do you have money sitting with your home state that you don’t know about? Every year millions of dollars are escheated to states all over the United States for lots of...
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Quickly Approaching Changes for Measuring Retiree Group Benefits
Take a closer look at the changes for measuring retiree group benefits.
Nov 09, 2015
The Actuarial Standards Board has finalized the Actuarial Standard of Practice (ASOP) used in determining liabilities under FASB ASC 715-60 and GASB 45. ASOP No. 6 (ASOP 6) provides guidance and...
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Want to Close More Business? Ask More Questions
Want to close more business? Here is some advice you should follow.
Nov 02, 2015
Over an 18 year career in financial services, I can’t tell you how many sales calls I have either managed or attended. Recently, I was asked to participate in a sales...
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