![Lighthouse on rocks](https://www.bpas.com/wp-content/uploads/2016/03/BPAS-3-29-2016-lighthouse.jpg)
Serendipity and the QACA
A Qualified Automatic Contribution Arrangement (QACA) provides automatic enrollment, automatic escalation feature, and modified safe harbor matching contribution.
Mar 29, 2016
A Better 401k Serendipity. It doesn’t happen everyday, but when it does, it’s as sweet as the frozen hot chocolate they serve at the iconic Upper East Side eatery. Recently a...
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Early Withdrawal Penalty Exceptions – Part 1
We educate consumers on the lesser known exceptions to the 10% penalty on early distributions from retirement accounts. Includes IRAs, disability, 1099-R, and form 5329.
Mar 15, 2016
Early Withdrawal 10% Penalty Exception – Disability There are numerous exceptions to the 10% penalty on early distributions from retirement accounts. In this series, we will help educate consumers on many...
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Five Ways to Withdraw Your Retirement Savings Early – Part 1
We educate consumers on the lesser known exceptions to the 10% penalty on early distributions from retirement accounts. Includes IRAs, disability, 1099-R, and form 5329.
Mar 15, 2016
Use disability-based exemptions to withdraw from your retirement savings before age 59 1/2 without a 10% penalty. There are numerous exceptions to the 10% penalty on early distributions from retirement accounts. In...
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BPAS to Host 3rd Annual Partner Conference
BPAS, a leading national provider of retirement plan administration services is pleased to announce that it will host its 3rd annual Partner Conference.
Mar 09, 2016
Utica, NY—March 8, 2016. BPAS, a leading national provider of retirement plan administration services is pleased to announce that it will host its third annual Partner Conference June 6, 7, and...
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Enhanced Participant Website Sneak Preview
BPAS is pleased to roll out a sneak preview of our enhanced participant website which will be implemented over the next two weeks.
Mar 08, 2016
BPAS is pleased to roll out a sneak preview of our enhanced participant website which will be implemented over the next two weeks. This is phase two of a four-part web...
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CBSI on Forbes Best Banks in America List
Community Bank Systems, Inc. remains at the top of Forbes “Best Banks in America” list.
Feb 23, 2016
The name Forbes is synonymous with lists. From the wealthiest people in the world, to the most innovative companies, to the best business schools, Forbes is known for their high-profile rankings...
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5 Questions About the Participant Education Center
Planning for retirement can be complicated. That’s why we created our Participant Education Center, which provides users with retirement planning tools and more.
Feb 16, 2016
At BPAS, we understand that planning for retirement can be complicated. That’s why we created our Participant Education Center. This new web portal provides users with retirement planning tools that give...
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How Do You Spell Relief? Closed Defined Benefit Plans Say “I.R.S.”- Others Are Not in That Classification
New Rule Changes for Nondiscrimination Testing may affect profit sharing, cash balance and corporate QSERP arrangements.
Feb 09, 2016
New Rule Changes for Nondiscrimination Testing The IRS recently issued some proposed rule changes with respect to coverage and nondiscrimination testing for qualified plans. This included permanent relief with respect to...
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Congress Makes IRA Qualified Charitable Distributions (QCD)
Qualified Charitable Distribution (QCD) of up to $100,000 can go directly to a charity without being included in taxable income.
Jan 19, 2016
Qualified Charitable Distribution – A Permanent Rule Since 2006, IRA owners who are at least 70½ years old could make a Qualified Charitable Distribution (QCD) of up to $100,000 directly from...
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It’s About Time: Public Pension Reform Needs Space to Work
Learn more about the growing public pension funding crisis facing most of our cities and states which leaves the important decision-making constituencies.
Jan 12, 2016
The growing public pension funding crisis facing most of our cities and states leaves the important decision-making constituencies – elected officials, fund managers, and union representatives – in the precarious position...
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